Terms of Use
SC Insurance School
Effective Date: January 1, 2025

Welcome to SC Insurance School (“Company,” “we,” “us,” or “our”). These Terms of Use (“Terms”) govern your access to and use of our website, courses, and related services. SCInsuranceSchool.com is owned and operated by Real Estate School for Success, located in Columbia, South Carolina. “SC Insurance School” is a registered DBA (Doing Business As) of Real Estate School for Success. All content, services, and transactions conducted through this website are provided under the legal ownership of Real Estate School for Success. By accessing or using SCInsuranceSchool.com, you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with these Terms, you should not use this site. any content, features, and services offered, such as online course registration and access to our third-party training host platform, DigitalChalk.

By using this Site, you agree to these Terms. If you do not agree, please do not use the Site.


1. Use of the Site

The Site is intended to provide users with information and access to insurance licensing education for the state of South Carolina. You must be at least 18 years old to register for a course or make a purchase on this Site.

You agree to use the Site for lawful purposes only and in accordance with these Terms.


2. Online Course Access

Upon registration and payment, you will be granted access to the South Carolina insurance licensing course through DigitalChalk, a third-party learning management platform.

You are responsible for:

  • Maintaining the confidentiality of your login credentials
  • Completing all course components required by the South Carolina Department of Insurance
  • Ensuring that your computer or device meets the technical requirements of the DigitalChalk platform

Access to course materials is non-transferable and may be revoked if these Terms are violated.


3. Payments and Refunds

All payments are securely processed via PayPal through WooCommerce. We do not store your payment details directly.

This is an instant-access digital product that is considered non-refundable. You are responsible for reviewing course information and knowing the refund policy prior to purchase. In general, access to courses hosted by DigitalChalk may be non-refundable once course content is accessed. Requests for refund prior to course access may be directed to staff through the site contact page. We make no promise or guarantee concerning refund requests and all requests will be addressed individually.


4. Intellectual Property

All content on this Site, including text, graphics, logos, and design, is the property of SC Insurance School or its licensors and is protected by U.S. copyright and intellectual property laws.

You may not reproduce, distribute, modify, or publicly display any part of the Site or course content without prior written permission.


5. Third-Party Services

SC Insurance School partners with DigitalChalk to deliver course materials. You acknowledge that:

  • DigitalChalk operates independently and has its own Terms of Service and Privacy Policy.
  • Your use of DigitalChalk is subject to their terms, which you must review and accept when accessing the platform.

We are not responsible for any outages, errors, or issues occurring within the DigitalChalk platform.


6. User Conduct

You agree not to:

  • Use the Site or its services in any way that violates applicable laws
  • Attempt to gain unauthorized access to any part of the Site or DigitalChalk
  • Share your login credentials with others
  • Impersonate another user or misrepresent your identity

Violation of these rules may result in immediate suspension or termination of access.


7. Disclaimer of Warranties

The Site and its content are provided “as is” and “as available” without warranties of any kind, express or implied. While we commit to offering the best possible experience and service for all our users, we do not guarantee course outcomes, and we assert that overall outcomes are largely based on user performance.

We do not guarantee that:

  • The Site will be error-free or uninterrupted
  • Course content will meet your individual expectations
  • The DigitalChalk platform will always function without delays or technical issues
  • That you will pass your exam

8. Limitation of Liability

To the fullest extent permitted by law, SC Insurance School shall not be liable for any damages arising out of or in connection with:

  • Use or inability to use the Site or course materials
  • Technical issues or delays on the DigitalChalk platform
  • Loss of data, profits, or other intangible losses

Our total liability shall not exceed the amount paid by you for course registration on our Site.


9. Modifications

We may update these Terms at any time. Changes will be posted on this page with a new effective date. Your continued use of the Site after changes are posted indicates your acceptance of the updated Terms.


10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of South Carolina, without regard to its conflict of law principles.


11. Contact Us

If you have any questions about these Terms, please contact us through the contact form available on our website at www.scinsuranceschool.com.